Friday, August 21, 2020

Free Essays on Drugs In Society

Today’s world can be extreme for understudies all things considered. Our nation is at war with numerous foes for some reasons. This can create numerous issues for understudies and they may go to class counselor’s, instructors, and other school personnel for help. It is a troublesome duty regarding them yet should be managed effectively. There are a wide range of ways that understudies can be influenced by fear mongering. Fear mongering can directly affect them when somebody they know has been harmed or slaughtered by psychological oppressors. A case of this would be the World Trade Center bombings. There was a high number of passings, particularly guardians, in the assault. That would leave an enormous number of understudies in our general vicinity legitimately influenced by fear mongering. Understudies can likewise be influenced by implication by psychological oppression. The meaning of psychological oppression is â€Å"the determined utilization of savagery ( or danger of viciousness) against regular people so as to achieve objectives that are political or strict or ideological in nature; this is done through terrorizing or pressure or imparting fear.† The fundamental objective of psychological oppressors is to panic the American individuals, cause them to feel dangerous and frightened. Understudies may feel frightened that something will transpire or individuals they love. Numerous understudies have relatives who work in territories that could be focuses of psychological oppressors, similar to huge urban communities. They may likewise have relatives who are abroad or relatives that movement a decent sum. Understudies may stress that something may transpire. This can make them not center around what they ought to resemble school, exercises, or even simply having a great time. School guides, educators, and other school staff, assume a tremendous job in assisting understudies influenced by fear based oppression. They should set a model and offer guidance to understudies that assist them with managing fear mongering in our reality. There are numerous ways that these individuals can enable these understudies to adapt to these issues. School employees must be readied and hav... Free Essays on Drugs In Society Free Essays on Drugs In Society Today’s world can be extremely intense for understudies everything being equal. Our nation is at war with numerous adversaries for some reasons. This can deliver numerous issues for understudies and they may go to class counselor’s, educators, and other school personnel for help. It is a troublesome obligation regarding them however should be managed accurately. There are a wide range of ways that understudies can be influenced by fear mongering. Psychological warfare can directly affect them when somebody they know has been harmed or slaughtered by fear based oppressors. A case of this would be the World Trade Center bombings. There was a high number of passings, particularly guardians, in the assault. That would leave an enormous number of understudies in our general vicinity straightforwardly influenced by fear based oppression. Understudies can likewise be influenced in a roundabout way by fear mongering. The meaning of psychological warfare is â€Å"the determined utilization of savagery ( or danger of viciousness) against regular citizens so as to achieve objectives that are political or strict or ideological in nature; this is done through terrorizing or pressure or ingraining fear.† The fundamental objective of psychological militants is to unnerve the American individuals, cause them to feel dangerous and terrified. Understudies may feel frightened that something will transpire or individuals they love. Numerous understudies have relatives who work in territories that could be focuses of psychological militants, similar to enormous urban areas. They may likewise have relatives who are abroad or relatives that movement a decent sum. Understudies may stress that something may transpire. This can make them not center around what they ought to resemble school, exercises, or even simply having a fabulous time. School instructors, educators, and other school personnel, assume a colossal job in assisting understudies influenced by fear mongering. They should set a model and offer guidance to understudies that assist them with managing psychological oppression in our reality. There are numerous ways that these individuals can enable these understudies to adapt to these issues. School employees must be readied and hav...

Monday, July 13, 2020

Know Your Credit Score Amounts Owed

Know Your Credit Score Amounts Owed Know Your Credit Score: Amounts Owed Know Your Credit Score: Amounts OwedIn this five-part blog series, well break down the different categories of information that make up your credit score, starting with your amounts owed.Your credit score: It’s important. It’s how lenders decide if they’re going to lend you money, and at what rates. And remaining in the dark about your score  is the perfect way to end up at the mercy of predatory payday loans and title loans.So how is your credit score determined? As it turns out, there are five categories of information that go into it: payment history, amounts owed, length of credit history, credit mix, and recent credit inquiries. We’re going through them one by one.Today, we’re talking about your amounts owed, which makes up 30 percent of your score.What is  amounts owed?Simply put, your amounts owed is, well, the amount of money that owe on your various debts, including personal loans, lines of credit, and credit cards. In order to figure out your amounts owed, all you need to do it tally up all the outstanding balances on your loans and credit cards.With amounts owed, owing less debt is generally considered a better thing than owing more. The only exception to this is if you never use any debt at all: no installment loans, no credit cards, nothing. That can leave you with a thin credit history that will hurt your score.Beyond keeping your debts to a minimumavoiding large outstanding balances and/or paying down the balances you have already built upthere’s another factor with your amounts owed that needs to be reckoned with.It’s your credit utilization.What is credit utilization?Your credit utilization refers to the percentage of your available credit that you’re using. This won’t matter with your loans, which are issued to you as a single lump sum, but it’ll matter big time with your credit cards.With credit cards, you are given a credit limit that you can borrow up to. The more money you borrow, the more of your available credit you†™re using, and the higher your credit utilization ratio rises.Credit utilization is also where your amounts owed can start to get a bit tricky.30 for (keeping it under) 30“Lenders want you to keep your utilization rate at or below 30 percent,” certified financial educator Maggie Germano (@MaggieGermano) told us. “This means that you should keep your balances below 30 percent of your actual credit limit.”“Say you only have one credit card with a limit of $1,000, but every month you end up spending at least $750. That means that your credit card utilization is typically at 75 percent. One way to improve this is to make sure you pay off your balances in full each month.”Paying down your balances is always a good idea because it also keeps you from accruing interest on the purchases you’ve made. The less you have to spend in interest, the more money you’ll have free to put towards things like emergency funds, 401k’s, or sweet dirt bikes.“If thats harder for you, cons ider asking for a credit limit increase,” says Germano. “This will only help you if you dont increase your spending, though! Keep your spending down, even if your limit is higher.”Let’s use Maggie’s previous example: If you spend $750 against a $1,000 limit, you’re utilizing 75 percent of your available credit. But if you get your limit raised to $2,000, then that $750 is only utilizing 37.5 percent of your available credit. You’ve improved your credit utilization without changing your spending habits at all!Like we said, it gets kind of trickySeven percent and zero percentIf you are committed to paying down your credit card and loan balances, you will see improvements in your credit score. (This is assuming that you don’t start paying all your bills late or hurting your score in some other way.) And once you get your open balances to a 30 percent utilization rate, that should help your score even more.But if utilizing 30 percent of your available credit is good, is there a more specific number that’s ideal? According to nationally recognized credit expert Jeanne Kelly (@CreditScoop) When you review people who have 800 scores, they use only seven percent of what is available to them.”For people who have lots of credit card debt, a seven percent utilization might sound pretty impossible to achieve, but Kelly has additional advice to help you get there:“If you get balance transfer credit cards to help lower the debt with a 0 percent interest rate, that is the time to truly focus on paying the debt down. Do not close the other account that you just transferred it from. But remember the goal is to not use the cards to build up more debt but to lower it.”Keeping your old accounts open helps your amounts owed because it raises your total available credit. Credit utilization is judged across all your different cards, so having one old card with a completely open credit line can (and likely will) positively affect your score.Paying down your de btIf you are able to qualify for those zero percent balance transfers, it’s best to combine them with a solid plan to pay down your debt. The more debt you can pay down while you’re interest-free, the better.So what’s the best way to do it? There are tons of debt repayment strategies out there, but two of the best are the Debt Snowball and the Debt Avalanche.With the Debt Snowball method, you order all your debts from the smallest balance to the largest. You put all your extra debt repayment funds towards the debt with the lowest balance, making only the minimum payments on all your other debts.Once that first debt is paid off, you take all those funds and you put them towards the next debt, working your way up from smallest balance to largest.Plus, every time you pay a debt off, you add its monthly minimum payment towards your future debts. This way, the money you’re putting towards each subsequent debt gets larger and larger, just like a snowball rolling down the hill.The Debt Avalanche is structured in much the same way, only you order your debts from the highest interest rate to the lowest, then pay off the debt with the highest rate first.To learn more about the Debt Snowball and Debt Avalanche, check out these blog  posts:Want to Get Out of Debt? Then Let It Snow(ball)!Sweep Away Your Debt With a Debt AvalancheWhat else can you do?When it comes to your amounts owed, the simplest advice is also the best: pay down your debts as fast as you can, and then try to avoid taking out lots of debt in the future. The more you stay away from high-interest bad credit loans and no credit check loans, the better!Depending on your situation, a debt consolidation loan might also be a good option to help you lower your interest rates and pay down debt faster.In regards to your credit utilization, Alayna Pehrson, digital marketing strategist for BestCompany.com, (@BestCompanyUSA), has a great strategy for keeping your ratio at 30 percent or below:“One way to impr ove your credit utilization is by keeping track of the amounts you charge your credit card. Going over a 30 percent credit utilization will negatively affect your credit score, therefore, if you set up a way to track how much youre charging to the card, then itll be easier to monitor your utilization and keep it low. You can keep track by setting balance notifications or by creating your own credit journal list.”Pehrson also warns that a credit line increase could result in a hard inquiry showing up on your report. So while it might help your score in the long run, it might cause a smaller rise, or even a small dip, in the short-term.Since your amounts owed is one of the two largest factors of your credit reportfixing your credit utilization is a great way to get your credit score up.Tune in next time, to learn about payment history!Check out the rest of our Know Your Credit Score blog series:Credit ScoresPayment HistoryAmounts OwedLength of Credit HistoryTypes of Credit UsedRecen t Credit InquiriesWhat kinds of questions do you have about your credit score? Let us know!  You can  email us,  or you can find us on Twitter at  @OppLoans.ContributorsMaggie Germano  (@MaggieGermano) is a Certified Financial Education Instructor and financial coach for women. Her mission is to give women the support and tools that they need to take control of their money, break the taboo of discussing debt and income, and achieve their goals and dreams. She does this through one-on-one  financial coaching, monthly  Money Circle  gatherings, her weekly  Money Monday  newsletter, and speaking engagements. To learn more, or to schedule a free discovery call, visit  maggiegermano.com.Jeanne Kelly  (@creditscoop)  After being turned down for a mortgage 15 years ago, Jeanne Kelly realized she needed to get her credit in order. Not only was she able to fix her bad credit, but she took the skills and knowledge she gained and decided to share it with the world. Now she’s a nationally reg arded credit coach and expert, with multiple books and television appearances. Follow her on Twitter and check out her  site  to get the credit help you need!Alayna Pehrson  is a Digital Marketing Strategist and Credit Repair Specialist at BestCompany.com  (@BestCompanyUSA).

Thursday, May 21, 2020

The Wonderous Mystery of Black Holes - 1668 Words

Just a hundred years ago in 1915 was the time Einstein created his theories of General Relativity, thus the makings of what is known today. These theories helped predict that black holes actually occupy the universe vastly (Wiki authors). Because black holes are virtually invisible to the human eye, since not even light can escape their clutches, it is hard to understand something that can’t be seen or even assume it exists. Though the concept of black holes can be traced back to 1795, to Pierre Simon Laplace, who originally proposed the idea. It was Karl Schwarzchild to be the first to start proving black holes exist from the research of Einstein and others (Freudenrich). This was just the start of black holes becoming a major focus of astronomers and astrophysicists globally. The common misconception of black holes is that they are ‘a hole’ in space, but the fact is, they are a dense orb of matter that continuously grows and consumes. Popular believe is that a black hole is a gateway through time and space but that is not the case. All someone would find at the center of a black hole would be a dense orb a matter called the singularity, or core (Freudenrich). Black holes do in a way distort time and space because of their immense mass yet one would die and be burnt to a crisp before even coming close to reaching the highly dense core. If watched from the earth, it would take an infinite amount of time to be consumed by and become a part of a black hole, but

Wednesday, May 6, 2020

How Success Breaks Down Into Life - 1678 Words

Thu Hoang Eng 111-03 Karen Hawthorne 2/174/2016 Concept Essay (Final Paper) How Success Breaks Down Into Life I prefer sitting at a coffee shop to do works or read a favorite book, and sometimes taking idly thoughts and wondering myself, â€Å" How does a rich person define success? Or, that, having lots of money, living in a big house, and owning all of the latest cars, fashions, and technology is the key to happiness, and hence, success ?† I believe that the definition of success is deeply personal and surely will be different for every man. I may have lived only nineteen years of the seventy years I might go on to live, however, success is the thing that I am going to carry with throughout my lifelong, and I know it to sufficiently to†¦show more content†¦Ã¢â‚¬Å"Even if you find yourself listing mostly objective factors, the subjective elements have a way of tugging at you, don’t they? The relationship between the objective and the subjective is actually complicated and idiosyncratic. Subjective success is an individual’s response to an objective situation. A corporate lawyer may work for a highly respected firm and have a lavish compensation package, but if her career falls short of her dream to become a Supreme Court justice, for instance, or if practicing law seems merely a good way to make a living and doesn’t provide an intellectual buzz, she won’t feel successful.† (Boris Groysberg and Robin Abrahams). This is the essence of one of the life’s great ironies: Money leads to success. This is real-world logic to say that money has always been a pursuit of man. Apparently, money is critical in many ways, and to have more money means one can do bags of thing. If I believe I have to choose between being rich and being healthy, why would I want to go for rich? In sincerity, money gives one far better access to world-class healthcare, good vaccine, and better treatments. If one needs a special leading-edge procedure that s not available where he lives, he can simply fly to a place that offers it. Being rich means one can give his family a better life, plus opportunities that only money can buy. One will have time and resource to travel, meets nearly anyone he wants, and enters in theShow MoreRelatedEssay on The Joy of Reading and Writing: Superman and Me833 Words   |  4 PagesHe devotes his interest to reading. By this way, he breaks the stereotype that Indian boys are expected to be stupid and dumb, and later on he becomes a successful writer because of his endeavor to read. Alexie vividly narrates his younger life by using metaphor and repetition with a confident tone, in order to strengthen his description of his reading talent, his influence to the other Indian boys and how he struggles in poverty to change his life. 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James Loewen Free Essays

To describe this work overall is rather a monumental task because there aren’t many other books out there like this one.   Lies My Teacher Told Me by James Loewen takes on really two tasks.   One is to question and answer the concept of why students dislike history classes. We will write a custom essay sample on James Loewen or any similar topic only for you Order Now    The second is to prove the idea that much of what students learn in American history classes is wrong and that there are many omissions.   The author can be described as a teacher who challenges the role of revisionist history in American schools. He says that much of American history alienates children of color by ignoring the fact that many of the people who contributed greatly to this country were indeed, non-white.   Because of the nature of textbooks in American high schools, much of college history classes are taken up â€Å"fixing† the subject matter that students have learned in high school history classes. Being a college history professor, he asserts this with confidence.   Loewen does not deny the importance of knowing history for one minute, but he does question what we know.   Loewen is a university professor of history at the University of Vermont, and his study in preparation for writing this book consisted of studying twelve textbooks covering a range in American history.   He set about to â€Å"analyze the process of textbook creation and adoption to explain what causes textbooks to be as bad as they are† and the effects of using them. So, why is history boring according to Loewen?   History is made up of nothing but stories which should not be boring, but textbook companies have left out anything that â€Å"might reflect badly upon our national character† (Loewen).   As Loewen says, there is no sense of drama in history taught in schools, and there is every sense that things will work out in the end.   This alone makes history boring.   It is also boring because â€Å"textbooks almost never use the present to illuminate the past† (Loewen).   Therefore, students have a difficult time understanding the relevance to their daily lives. History is portrayed as a â€Å"morality play,† in which the touchy areas are never taught or discussed.   Publishers tend not to acknowledge problems of today or use the past to shed some light.   They also never speak of the factors that contributed to problems; rather a â€Å"blame the victim† approach is used.   As Loewen says, â€Å"While there is nothing wrong with optimism, it does become something of a burden for students of color, children of working class parents, girls who notice an absence of women who made history, or any group that has not already been outstandingly successful† (Loewen).   This â€Å"burden† turns students off to history because it does not accurately address any of these things nor does it tell the full stories. Textbooks ignore many historical realities for a variety of reasons.   The biggest reason is that publishers believe that students must develop a sense of nationalism or patriotism.   To acknowledge troubling areas in our nation’s history is to run the risk that patriotism will not be developed.   A â€Å"happy† view of history leads Americans to believe that everything is okay, so students are not troubled.   This view of history embraces the American idea of individualism rather than looking at the many factors that affected lack of equal opportunity.   Textbooks make us believe that equal opportunity was and is an option for all. As for other reasons, Loewen does a thorough job pointing these out.   Facts are presented â€Å"as one damn thing after another† (Loewen).   Books â€Å"suppress causation† (Loewen).   In fact, many of the facts included are flat out wrong and many of the books are clones of each other, which means the facts are wrong over and over again.   They rarely include primary source documents, which Loewen compares to students taking a course in poetry without reading a poem.   Plus the books are just so darn big that students hate carrying them and reading them. In his Table of Contents he discusses all the false information or omissions based on his study of textbooks, such as the study of Christopher Columbus, Thanksgiving, Native Americans, the invisibility of racism, the absence of social class, the disappearance of the recent past, and the myth of progress to name a few.   These chapters contain much needed information about the true stories. The results of his study conclude that students are bored with or alienated from history or both.   They are also not able to use the past in order to think about the future.   He proposes this book partly in order to discuss how to assess all the various sources of knowledge about history and to help teachers think about how to learn history more accurately. As he ponders the idea of â€Å"truth† in revisionist history in every chapter, I will use one chapter as an example.   In the chapter entitled hero Making Heroes, examples are given of how textbooks leave important ideas or at least controversial ones out of the books.   For example, Loewen tells us that Helen Keller was a radical socialist.   Books leave out all mention of Woodrow Wilson’s racism and the fact that there was a new surge of racial violence in this country after his presidency. And last but not least, discussion of Christopher Columbus has been totally slanted.   He took land from the Native Americans and engaged in slave trade or forced labor.   He alone destroyed entire nations of Native Americans.   Only six of twelve textbooks even mentioned the idea of forced labor at all.   And yet, most of what is taught does none of these things. Loewen concludes with the statement that â€Å"students will start learning history when they see the point of doing so, when it seems interesting and important to them, and when they believe history might relate to their lives and futures† (Loewen). I believe the author does accomplish his goals.   He absolutely adequately sums up why students hate history.   The study of history seems all about facts and dates that have no relation to each other or to our lives.   History books are chock full of names and dates but not material that challenges the student to really think about and analyze history.   These facts are expected to be taken at face value and not to be questioned.   Any controversy is left out of books.   Students need to be taught history in a more meaningful way so that they can use the past to illuminate the future or even the future to illuminate the past. To me, understanding is the only reason to teach anything, not rote memorization of facts that aren’t even true.   I understand that standardized testing puts a lot of pressure on history teachers, but American schools should at least be able to find a way to present both sides of issues.   Students could truly be more interested in history that way.   Teaching only the wonderful qualities in American history and ignoring the disturbing parts is not a way to push students to become leaders of tomorrow.   If one truly wants to fix problems, one must first identify what the problems are.   For example, in terms of equal opportunity, it is important for students to realize that phrase was always a dream propagated by white people. People of color in this country have never had even a remote chance to thrive the way white people have.   Therefore, current practices like affirmative action might not seem so terrible if they understand the history all the way down the line.   There has always been affirmative action; it was just only for white people.   Now that we give it a name and make it policy to benefit nonwhite people, society is up in arms.   Teaching about the historical laws and rules that made it impossible to receive a fair chance if one was non-white is at least a step in the right direction.   Maybe that would help illuminate the present by using the past.   It would also highlight high level skills like synthesis and critical thinking. I detest the idea of revisionist history.   I understand that there are places where a thorough understanding is just not possible.   For example, teaching about our genocide of the Native Americans to elementary students is not a good idea.   However, we can teach about such things from primary source documents.   Falsities do not have to be taught.   We certainly do not need to reinforce the idea that Indians have all vanished or that they live in teepees still.   If all else fails, leave the study of these people or events out of history classes where students are too young to understand the ramifications. Loewen would not propose this as it would be yet another omission.   Loewen’s book should be required reading for any person planning on teaching anything.   Loewen gives a very thorough account of the many inaccuracies and omissions that are currently taught.   A lot of people have not had enough history after high school to even realize that this is the case or to put all the information together, to synthesize it in such a way that the light bulb finally comes on. And while it is much easier to take the safe route, that one is rarely the best.   In this culture we need more critical thinkers, not more people who can memorize facts.   In this information age, it is more crucial than ever to teach others how to think, not what to think.   Any fact we will ever need is at our fingertips on the Internet.   What we aren’t taught is how to analyze and evaluate or how to come to a conclusion based on thorough understanding of both sides (informed decisions).   In addition, teaching the truth of some of these historical inaccuracies might go a long way in helping racial inequities or other avenues where we â€Å"blame the victim† in our culture.   Certainly we would change our definition of America, but we might be more apt to become part of the solution. Works Cited Loewen, James, Lies My Teacher Told Me, Simon and Schuster, 1995. How to cite James Loewen, Essay examples

Thursday, April 23, 2020

Product Case Study The Dyson Washing Machine Essay Example

Product Case Study: The Dyson Washing Machine Paper The UK household appliances (white goods) market contains any electrical appliances used in the kitchen or utility room in the home. It therefore includes home laundry appliances, dishwashers, refrigeration equipment, cooking equipment and microwave ovens. The market was worth  £2.67bn in 2000, an increase of 1.2% on the previous year and 19.6% up on 1996. Volume sales also grew between 1996 and 2000, by 30.5%, to reach 11.7 million units. Growth stood at 4.8% over the previous year. The white goods market in 2000 continues to be dominated by a small number of multinational manufacturers. Economies of scale has meant that smaller companies find it harder to compete in the mass market. In the late 1990s, there was a steady decline in the number of independent manufacturers and suppliers of electrical appliances for the white goods market, with many being swallowed up by their larger competitors. The more global companies such as Electrolux Household Appliances Ltd, Merloni Domestic Appliances Ltd, Whirlpool (UK) Ltd and BSH Home Appliances Ltd remain the most important suppliers of household appliances in the UK market. These companies generally own a stable of brands positioned across all the major white goods sectors. They have the resources to continually develop new products and improve their ranges. We will write a custom essay sample on Product Case Study: The Dyson Washing Machine specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Product Case Study: The Dyson Washing Machine specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Product Case Study: The Dyson Washing Machine specifically for you FOR ONLY $16.38 $13.9/page Hire Writer The washing machines sector was the second largest in 2000. This is one of the more mature market sectors and there is inevitably a higher level of replacement purchasing as consumers trade up. It is also the case that washing machines tend to be less reliable than other appliances, as they are often used intensively and also have more moving parts to go wrong. There is, as a result, a higher degree of distress purchasing in this sector new machines are bought to replace a broken down model that cannot be economically repaired. By value, the largest white goods sector is that of washing machines Between 2001 and 2005, further but slower growth is forecast for the white goods market. Dyson is a private company owned by James Dyson. Dyson is an independent inventor who after 5 years and 5,127 prototypes made the worlds first bagless vacuum cleaner called G force. The G force was first sold in Japan where the it made such an impression by its performance that the G Force became a status symbol, selling for $2,000 a piece! Using income from the Japanese licence, Dyson decided to manufacture a new model under his own name in Britain. In June 1993 he opened his research centre and factory in Wiltshire. It took Dyson over 14 years to get his first product into shops, and now you can now buy Dyson products in 22 countries worldwide.

Tuesday, March 17, 2020

Essay on Real EstateEssay Writing Service

Essay on Real EstateEssay Writing Service Essay on Real Estate Essay on Real EstateThe term â€Å"real estate† is a commonly used term, which means â€Å"land and its improvements; mines, minerals and quarries under the land; air and water rights associated with land; and other rights and privileges related to land† (Karp et al., 2008, p. 38). In other words, reals estate involves all types of land attachments that have permanent nature. However, the meaning of the term â€Å"real estate† may vary, depending on the situation. For example, in jurisdiction, the term â€Å"real estate† means â€Å"real property† (Karp et al., 2008). Moreover, real estate may refer not only to property, but also to the rights and privileges relating to land.   These rights are called real estate. In marketing, real estate market analysis is used to identify current problems in the field of real estate industry. Market analysis is conducted for all types of real estate.MarketingThe term â€Å"marketing† refers to different activities aimed at sales, including â€Å"merging, integrating and controlling supervision of all company’s or organization’s efforts that have a bearing on sales† (Reid Bojanic, 2009, p. 8). In other words, marketing involves buying activities, selling activities and the activities associated with transporting goods and services. Today marketing can be viewed as a system of different business-related activities, which help to distribute various goods and services to potential and present customers. Marketing philosophy reflects the profit concept. Special attention in marketing is placed on the role of a market price. Many experts consider that marketing has become an art that covers a wide range of activities (Reid Bojanic, 2009). The major function of marketing is enhancing consumer satisfaction. For example, improved distribution requires the proper marketing activities to increase consumer satisfaction.StrategyThe term â€Å"strategy† can be defin ed as â€Å"determination of the basic long-term goals and objectives of an enterprise, and the adoption of courses of action and the allocation of resources necessary for carrying out these goals† (Chandler, 2003, p. 13). In business, it is necessary to make decisions aimed at expanding activities and achieving the established goals. Marking strategy should be developed and implemented to effectively deal with customers, segments and target markets. The major goal of marketing strategy is not only to identify customer needs and demands, but also design an effective marking program that will help to find the proper ways to satisfy the needs and demands of potential customers (Chandler, 2003). The lack of well-developed strategy leads to poor performance because of improper actions to achieve the established goals. Organizations should recognize the importance of developing an effective strategy to achieve success on the competitive market.PoliciesThe term â€Å"policy† can be defined as a â€Å"set of directions, which are oriented toward a long-term purpose or to a particular problem† (Massow, 2009, p. 11). Policies refer to decisions, which influence the development and implementation of certain strategies. Policies play a crucial role in marketing development. Policies help to change the existing environment for a better one.   In marketing, policies are based on marketing principles that help to promote them. Pricing policies address price as the key element of marketing, which influences customer satisfaction, sales and profits (Massow, 2009).   Pricing policies help to set the most flexible prices to achieve the established goals in sales. In other words, policies are developed to generate bigger profits addressing certain challenges.

Sunday, March 1, 2020

Hesperosaurus - Facts and Figures

Hesperosaurus - Facts and Figures Name: Hesperosaurus (Greek for western lizard); pronounced HESS-per-oh-SORE-us Habitat: Woodlands of North America Historical Period: Late Jurassic (155 million years ago) Size and Weight: About 20 feet long and 2-3 tons Diet: Plants Distinguishing Characteristics: Short, wide head with small brain; relatively blunt, oval-shaped plates on back; quadrupedal posture About Hesperosaurus Stegosaursthe spiked, plated dinosaursfirst evolved in Asia during the middle to late Jurassic period, then crossed over to North America a few million years later, where they prospered up until the cusp of the ensuing Cretaceous period. That would explain the in-between features of one of the first identified North American stegosaurs, Hesperosaurus, with its wide, round, mushroom-shaped dorsal plates and unusually short and blunt head (earlier stegosaurs from Asia possessed smaller skulls and less ornate plates, while the skull of Stegosaurus, which followed Hesperosaurus by about five million years, was much more narrow). Ironically, the near-complete skeleton of Hesperosaurus was discovered in 1985 during an excavation of its much more famous cousin. Initially, the near-complete skeleton of Hesperosaurus was interpreted as an individual, or at least a species, of Stegosaurus, but by 2001 it was classified as a separate genus. (Just to show that paleontology is not set in stone, a recent re-examination of Hesperosaurus remains led to the conclusion that Hesperosaurus was actually a Stegosaurus species after all, and the authors recommended that the closely related stegosaur genus Wuerhosaurus should also be so assigned. The verdict is still out, and for the time being, Hesperosaurus and Wuerhosaurus retain their genus status.) However you choose to classify Hesperosaurus, theres no mistaking the distinctive plates on this dinosaurs back (about a dozen roundish, short structures significantly less pointed and dramatic than the comparable plates on Stegosaurus) and its spiked tail, or thagomizer. As with Stegosaurus, we dont know for sure why Hesperosaurus evolved these features; the plates may have aided in intra-herd recognition or served some kind of signaling function (say, turning bright pink in the presence of raptors and tyrannosaurs), and the spiked tail may have been wielded in combat by males during mating season (the winners earning the right to pair with females) or used to inflict puncture marks on curious predators. Speaking of mating, once recent study of Hesperosaurus (published in 2015) speculates that this dinosaur was sexually dimorphic, the males differing anatomically from the females. Surprisingly, though, the author proposes that female Hesperosaurus possessed narrower, pointier plates than the males, whereas most of the sexual differentiation in large animals (both millions of years ago and today) favors the males of the species! To be fair, this study has not been widely accepted by the paleontology community, perhaps because its based on too few fossil specimens to be considered conclusive

Friday, February 14, 2020

Autism Symptoms and Early Signs Essay Example | Topics and Well Written Essays - 1500 words

Autism Symptoms and Early Signs - Essay Example DSM-IV criteria describes the ASDs in children aged 3 years and older however, the emphasis is now given on characterizing the symptoms before three years as developmental abnormalities occur at a very young age and early intervention can also provide a good prognosis for ASD children. ASD leads to impairments in three functional spheres of influence: communication skills, both verbal and non-verbal, socialization and a deficiency of behavioral flexibility, making the child rely on routines. Autism is considered as the most prevalent among the severe developmental disorders. Classic autism was first described by Leo Lanner in 1943 and according to a 2007 report, it is estimated to occur in approximately 1 in 1000 individuals and ASD occurs in 1 in 150 individuals. Prevalence in Canada is estimated to be two per 1000 for autism and six per 1000 for the whole of the ASDs (Bryson et al 2004; Benson & Haith 2009). As mentioned earlier, the developmental abnormalities start manifesting at a very young age even before 3 years of age. Furthermore studies have provided evidence that early intervention can optimize the outcomes for the children affected with autism. Hence, early diagnosis by detecting the early signs and symptoms in the autistic children can aid early intervention and good prognosis. Before proceeding towards the symptoms and early signs of autism, it would be resourceful to overview the etiology of ASD. No singular cause can be pointed out however; the most common and popularly accepted cause is brain abnormalities and genetic etiology. Moreover, it should be made clear over here that autism is not a psychological disorder brought about by poor parenting or childhood years. One important etiological factor is the hereditary origin of autism. Cluster of unstable genes leading to brain abnormalities is also another explanation for the etiology of autism. Some other current theories which are under investigation include toxin ingestion during pregnancy an d environmental factors such as viruses (Evans & Daniels 2006). A male predomination is observed at a ratio of four to one. In monozygotic twins there is a high concordance rate around 90%. In children with pre-existing genetic disorders such as Fragile X syndrome, phenylketonuria, tuberous sclerosis, Angleman’s syndrome and Cornelia de Lange syndrome, autistic symptoms can be manifested (Benson & Haith 2009). The overview of ASD etiology exhibits genetic causes and hereditary co-relation as the main factors leading to the developmental abnormalities in the children. The core symptoms that manifest during the first two years of life represent the abnormalities in the social, communicative and cognitive developmental skills of the child. Any abnormality in the normal development of one functional domain also leads to negative outcome on the others as well. The social abnormalities of the autistic child exhibit themselves in categories of attachment, social imitation, joint att ention, orientation to social stimuli, face perception, emotion perception and expression and symbolic play. Children with autism exhibit disoriented relationships with their mothers. In autistic children the social behavior of looking at faces develops late at 12 months as compared to normal development at birth. Social behaviors such as following person’

Saturday, February 1, 2020

Business information system Essay Example | Topics and Well Written Essays - 1500 words - 2

Business information system - Essay Example There are many factors that are contributing to the increasing vulnerability of organizational information assets. Given below are some of the important factors that play significant role in making the organizational assets vulnerable (Prentice Hall, 2010; KingCounty, 2009; Turban et al., 2005): Internet Vulnerabilities The research has shown that open or public networks such as the Internet are more vulnerable than internal networks for the reason that they are virtually open to everyone. Hence, when the Internet turns out to be an important part of the business network, and the most of the business tasks are supported by this network then the organization’s information arrangements also become open for attacks from outsiders. Wireless Security Challenges Wireless networks based on radio technology are also vulnerable to security penetration for the reason that radio frequency bands are easy to scan and detect for the attackers. These days Wi-Fi technology is extensively avai lable and offering great deal of support for connectivity and information sharing. However, these networks always remain the major target of attackers which can cause problems for the organizations and attacks against information system. Malicious Software: Viruses, Worms, Trojan Horses, and Spyware A malicious software program can cause a variety of threats for example worms, computer viruses and Trojan horses. These threats can cause massive destruction to organizations’ resources in the forms of theft of organizational information, personal data theft and huge danger to corporate and personal information. Hackers and Cybervandalism A hacker is a person who aims to obtain illegal access to an information system. However, in the hacking community, the term cracker is normally employed to demonstrate a hacker with criminal objectives, though in the public press, the terms cracker and hacker are employed interchangeably. These hackers can get access to an organization’s network and launch a variety of security attacks such as: (Prentice Hall, 2010; KingCounty, 2009; Turban et al., 2005): Spoofing and sniffing Denial of service attacks Identity theft Question 2: Contrast unintentional and deliberate threats to an information resource. Provide two (2) examples of both. Information systems are vulnerable and in danger due to a number of possible threats and hazards. However, there are two major types of threats known as deliberate threats and unintentional threats. Given below are acts with no malicious determination and with malicious determination (Rainer, 2009; Safari Books Online, 2013; E.Whitman, 2004): Unintentional Threats Device Loss Human errors or mistakes are the major causes of un-intentional threats that can happen due to human error or due to negligence of human. For example, a person who has lost his device, mobile or laptop which be misused by an attacker for carrying out illegal activities. Temporary Hires Temporary hires are also ma jor type of unintentional threats. In this scenario, temporary workers including contract labor, janitors, consultants, and guards can also create serious security loss for the organizations. Contract labor, for example temporary hires, can be ignored in information security policy. Though, these staff members can unintentionally access the

Friday, January 24, 2020

Digital Millennium Copyright Act. (DMCA) Essay -- Rights Copyright Res

Digital Millennium Copyright Act. (DMCA) MOSCOW, Russia (AP) - Bill Gates was arrested late Thursday evening at Moscow International Airport. Gates, co-founder of the Microsoft Corporation (MSFT), was returning to the US after attending a software conference in Moscow. Sources indicate the NKVD arrested Gates on charges pursuant to an alleged violation of Russian software law. The charges were reportedly filed by the Russian software firm Camah, presumably in response to the recent release of Microsoft Advanced eBook Processor. (This software allows users to convert Camah eBook texts into other formats.) As a foreign national, Gates was denied bail. "Yeah, right." you think. "That's absurd. It could never happen. A U.S. citizen arrested in Russia for violating a Russian law while in the United States." Unfortunately, change the names, swap the roles of Russia and the United States, and it happened quite recently. How? Thanks to a 60 page piece of legislation known as the Digital Millennium Copyright Act. (DMCA) To understand the DMCA, we must understand what it was designed to do. The name gives away a few clues. Obviously it deals with copyrights, and things digital. And at the the core of any discussion of copyright is the concept of intellectual property. Without getting mired in legal jargon, let us consider an example. Pretend you're a musician. (I'll leave it up to you to decide if you're starving or not) Simplifying things greatly, there are really only two things you have to do to produce an album. The first is coming up with the lyrics and the music. This is your intellectual property. Second, you need to record and make copies of your music. (Unless you went with "starving" above) These copies are physi... ...ca.org (Mar 2002). Boucher, Rick (D-VA) "Time to rewrite the DMCA" Jan 29, 2002 http://news.com.com/2010-1078-825335.html (Mar 2002) "Exemption to Prohibition on Circumvention of Copyright Protection Systems for Access Control Technologies" Feb 17, 2000 http://www.acm.org/usacm/IP/dmca.exemption.htm (Mar 2002) "Digital Millennium Copyright Act Status And Analysis" Mar 19, 2001 http://www.arl.org/info/frn/copy/dmca.html (Mar 2002) "US Copyright Office Summary of the Digital Millennum Copyright Act of 1998" December 1998 http://lcweb.loc.gov/copyright/legislation/dmca.pdf (Mar 2002) Ferguson, Niels "Censorship in action: Silenced by the DMCA" Aug 29, 2001 http://www.macfergus.com/niels/dmca/ (Mar 2002) Samuelson, Pamela "Anticircumvention Rules: Threat to Science" Sep 14, 2001 http://www.sciencemag.org/cgi/content/full/293/5537/2028 (Mar 2002) Digital Millennium Copyright Act. (DMCA) Essay -- Rights Copyright Res Digital Millennium Copyright Act. (DMCA) MOSCOW, Russia (AP) - Bill Gates was arrested late Thursday evening at Moscow International Airport. Gates, co-founder of the Microsoft Corporation (MSFT), was returning to the US after attending a software conference in Moscow. Sources indicate the NKVD arrested Gates on charges pursuant to an alleged violation of Russian software law. The charges were reportedly filed by the Russian software firm Camah, presumably in response to the recent release of Microsoft Advanced eBook Processor. (This software allows users to convert Camah eBook texts into other formats.) As a foreign national, Gates was denied bail. "Yeah, right." you think. "That's absurd. It could never happen. A U.S. citizen arrested in Russia for violating a Russian law while in the United States." Unfortunately, change the names, swap the roles of Russia and the United States, and it happened quite recently. How? Thanks to a 60 page piece of legislation known as the Digital Millennium Copyright Act. (DMCA) To understand the DMCA, we must understand what it was designed to do. The name gives away a few clues. Obviously it deals with copyrights, and things digital. And at the the core of any discussion of copyright is the concept of intellectual property. Without getting mired in legal jargon, let us consider an example. Pretend you're a musician. (I'll leave it up to you to decide if you're starving or not) Simplifying things greatly, there are really only two things you have to do to produce an album. The first is coming up with the lyrics and the music. This is your intellectual property. Second, you need to record and make copies of your music. (Unless you went with "starving" above) These copies are physi... ...ca.org (Mar 2002). Boucher, Rick (D-VA) "Time to rewrite the DMCA" Jan 29, 2002 http://news.com.com/2010-1078-825335.html (Mar 2002) "Exemption to Prohibition on Circumvention of Copyright Protection Systems for Access Control Technologies" Feb 17, 2000 http://www.acm.org/usacm/IP/dmca.exemption.htm (Mar 2002) "Digital Millennium Copyright Act Status And Analysis" Mar 19, 2001 http://www.arl.org/info/frn/copy/dmca.html (Mar 2002) "US Copyright Office Summary of the Digital Millennum Copyright Act of 1998" December 1998 http://lcweb.loc.gov/copyright/legislation/dmca.pdf (Mar 2002) Ferguson, Niels "Censorship in action: Silenced by the DMCA" Aug 29, 2001 http://www.macfergus.com/niels/dmca/ (Mar 2002) Samuelson, Pamela "Anticircumvention Rules: Threat to Science" Sep 14, 2001 http://www.sciencemag.org/cgi/content/full/293/5537/2028 (Mar 2002)

Thursday, January 16, 2020

Monsters Lesson 02 Literary Background for Beowulf

Monsters Lesson 02 Literary Background for Beowulf The Dark ages was an era that consisted of change and warfare in England. The Celts were the first culture to inhabit England. Celts filled the land with the language of Ceitic and the religion of Paganism. In 55 B. C the Romans decide to invaded the land under Julius Caesar lead and succeed. With the Romans in charge the change began by bring Latin to the region and introducing Christianity.Romans also brought civilization and new law by building new structures which were similar to theres in Rome. These Structures consisted of water which they learned how to drain, use for public sanitation, and clean drinking water. Barbarians (foreigners) were jealous of the Roman’s system and try to take over, so the Emperor decide to build a great wall around the land and the wall worked for around 200 years. The Roman Empire was divided into two half's, western and eastern with two different Emperor’s.With the fall of Rome in 410 A. D Britannia was easy to take over without British soldiers to fight. Four Germanic tribes took over Britannia, with Anglo in the Northeast, Saxon in the South, Jutes in the South but separate from Saxons, and Frisians just South of Saxons. These four tribes are known as Anglo-Saxons who occupied England from 410 A. D. to 797 A. D. Durning that time seven Sovereign Kingdoms were formed.Vikings later called Normans were Scandinavian explorers, traders, and warriors. The Scandinavian’s spoke dilates of German. Vikings invaded large parts of England in 797 A. D. and ruled until 1066 A. D. The literature durning the dark ages main themes were about heroism and chivalry. Kings were also highly looked upon and they took care of their warriors. Also highly written about durning this time was the bond between the king’s men which was the center of their political society.

Wednesday, January 8, 2020

Graduation Speech College Is A Significant Part Of My...

Getting accepted to college is a significant part of my life that influenced my development. Making the transition from high school to college was a difficult to me. During this transition, I was living away from home and my parents for the first time. I had to make critical decisions that will affect their college experience. Magolda said, â€Å"higher education has a responsibility to help young adults make the transition from their socialization by society to their role as members and leaders in society’s future† (Hamilton, 2009, p. 5,). Higher education is tasked with socializing young adults to be productive members of society, this transformation looks different for each student based on their racial and social class identity (Ritchey, 2014). I chose to go to a predominately white institution(PWI), Westminster College. Black students at predominately white institutions (PWI) sometimes have trouble with their racial identity and it either hinder or support the deve lopment of a black student identity (Ritchey, 2014). According to Cross Fhagen-Smith, African American students must go through a process of growth and discovery in order to regain a positive African American racial identity (Bakari,1997). Using the Cross Fhagen-Smith s Model, I will explain how the experiences and interactions at my undergraduate institution affected how I developed my racial identity and how I found the meaning of being black. Throughout my childhood, I have always lived predominately whiteShow MoreRelatedTheater As An Actor And Makes You Better?5195 Words   |  21 Pagespersonal life. There is so much philosophy and principles to think about when it comes to theater and you think to yourself, how I am supposed to use this in the world I live in today, and even in my career as an actor. 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